Job Description

Principal Objective

Primary responsibilities are to manage a team of lenders and support staff ensuring that the team is generating new business, effectively managing the portfolio, and ensuring adherence to credit, compliance and operational policies.

Principal Duties and Responsibilities

• Management/Leadership : The Team Leader will supervise those within the group to ensure that all bank policies and procedures are adhered to. The individual will provide leadership as to the direction of the bank, with particular emphasis on instilling the Bank’s Core Four and credit cultures. The Team Leader shall also approve and recommend within appropriate authority loans which are adequately structured bear an acceptable amount of risk. Additionally, the Team Leader will ensure that budgetary goals are met and will complete projects and additional responsibilities as assigned.

• New Business: The Team Leader will develop new business opportunities through business development efforts including new client solicitation, active involvement in industry organizations, and expansion of existing client base. In this role, the leader will ensure that all loans originated within the team are properly underwritten with appropriate financial analysis and due diligence used in the preparation of credit approval memorandums. They will also ensure that loans are booked with proper documentation and additional post-approval due diligence is completed in a satisfactory manner. In addition to development of loan opportunities, the Team Leader will work with the team to increase deposits from clients, and generate non-interest fee income through the appropriate recommendation of interest rate hedging products, loan participation sales and referrals to partner organization

• Portfolio Management and Credit Analysis: The Team Leader is responsible for the ongoing maintenance and customer service of an assigned loan portfolio and oversight with the management of the loans which are assigned within the group. The Team Leader is responsible for monitoring the ongoing credit quality of the portfolio and shall assess the credit quality of each relationship in accordance with policy including the completion of annual credit reviews, ensuring the accuracy of risk ratings. The Team Leader shall be responsible for the accurate collection of data to track/monitor the status of the portfolio.

Job Specifications (Skills, Knowledge and Abilities Required)

• Bachelor’s degree or equivalent
• Minimum of 10+ years of commercial lending and underwriting/portfolio management experience
• Understand the commercial marketplace within the Bank’s target area
• Be well-versed with the Bank’s credit policy and guidelines
• Have familiarity with other products and services offered by the Bank, for cross-selling purposes
• Ability to communicate effectively in both an oral and written capacity
• Be willing to assume any other duties as may be required
• Previous Leadership experience highly preferred

Behavioral Skills

• Consistently demonstrate behaviors associated with Brookline Bancorp’s Core Four values: adaptability, accountability, leadership, and teamwork.

The above statements are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified. This job description is subject to change at any time.

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